FORSIO GUIDES
On the road & abroad
Cars, boats and travel. Read what your cover includes at home and away.
19 guides
Sources in every guide.
Guides in this topic
- Vehicles and travel3 min
Third-party, partial or comprehensive cover: what is the difference?
Start with the third-party insurance required for a car registered for use. Then distinguish that legal requirement from cover for your own vehicle, guarantees and optional additions.
Read the guide - Vehicles and travel3 min
Boat insurance: what does the policy say about your boat, engine and liability?
Check the current period, sum insured, liability and winter storage. An older document and a renewal do not automatically mean two boat policies.
Read the guide - Vehicles and travel3 min
Travel cover in home insurance: how far does it go?
Check trip length, people and events in your terms. Distinguish home insurance travel cover from card insurance and separate travel policies.
Read the guide - Travel insurance5 min
Travel insurance through your bank card: when does it apply?
Who paid, how was the trip paid for, and who is travelling? Check the card's terms alongside your home insurance travel cover.
Read the guide - Travel insurance5 min
Longer trips, study or work abroad: check your travel cover.
The length and purpose of your trip can change which cover applies. Check dates, activities, existing policies and terms before departure.
Read the guide - Travel insurance5 min
Moving to or from Sweden: which insurance applies?
Separate population registration, social insurance and private policies. Check countries, people and dates when moving to or from Sweden.
Read the guide - Travel insurance5 min
Annual travel insurance or cover for one trip: what applies?
Cover that runs all year still has a limit for each trip. Distinguish home insurance travel cover from add-ons and separate policies, and check the timing if you book late.
Read the guide - Travel insurance6 min
Extended travel insurance: when the trip is longer than 45 days
The travel cover in home insurance lasts a set number of days per trip. How the days are counted, how an extension works and what applies once you are already abroad.
Read the guide - Travel insurance6 min
Trip cancellation cover: is it included in home insurance?
Cancellation cover can come with home insurance, a payment card or a separate policy. How to read which reasons count, which certificates are needed and what the law gives you if the trip is cancelled.
Read the guide - Travel insurance6 min
Travel insurance certificate: what it shows and where to find it
A travel certificate shows that you have travel cover and how to reach the emergency assistance centre. Where to find it, what it does not replace, and the insurance relatives need for a visa to Sweden.
Read the guide - Travel insurance6 min
Travel insurance when you are not registered in Sweden
Travel cover in home insurance and the European Health Insurance Card can depend on where you reside and are insured. How to read the terms if you reside abroad, are new to Sweden or are visiting.
Read the guide - Vehicles and travel6 min
Buying a car: which insurance applies from day one?
Motor third-party insurance must apply from the day you become the owner. How the change of owner works, what happens to the seller's policy, the charge for an uninsured car, the own-damage guarantee and the difference between third-party, partial and comprehensive cover.
Read the guide - When something happens6 min
Personal injury in a traffic accident: who pays and how do you claim?
Motor third-party insurance pays for personal injury to drivers and passengers regardless of who caused the accident. Which policy you claim from, which time limits apply and how compensation fits with pay and other insurance.
Read the guide - Travel insurance6 min
Ski trip insurance: what applies on the slopes and on the trip?
Travel cover in Sweden and abroad, ski accidents and off-piste, stolen or rented skis, the European Health Insurance Card and cancelling before the winter break. How to read what your policies say.
Read the guide - Vehicles and travel6 min
Motorcycle insurance: what applies to motorcycles and mopeds?
Third-party insurance is required as long as the motorcycle is registered for use. How third-party, partial and comprehensive cover differ, how taking the bike off the road for winter affects the policy, and what the terms may require for locks and protective gear. Plus what applies to class I and class II mopeds.
Read the guide - Vehicles and travel6 min
Electric car insurance: what applies to the battery and charging?
The battery is usually covered through mechanical breakdown insurance, but deductions for age differ a lot. How to read the terms on the battery, the warranty, the charging cable, the home charger, towing when the battery is flat and fire during charging.
Read the guide - Vehicles and travel6 min
Car insurance when you are new in Sweden: what applies to your car?
Third-party insurance is compulsory for a car registered for use. How cover works when you bring a car from abroad, drive a foreign-registered car, have no personal identity number yet or want to show your claims history.
Read the guide - Vehicles and travel6 min
Caravans and motorhomes: what does the insurance cover?
A motorhome registered for use must have third-party insurance. A caravan has none of its own, but it can have partial or comprehensive cover. How to read what applies to belongings inside, winter, locks, damp and trips abroad.
Read the guide - Travel insurance5 min
Travel cover in home insurance: how many days it lasts at eight insurers
How many days the travel cover in Swedish home insurance lasts per trip at eight insurers, according to their own terms. With the date and source of the terms for each insurer.
Read the guide
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