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Forsio

About Forsio

A neutral layer for household insurance.

Forsio favours no insurer. Neutrality is built into how the system is built, not a promise laid on top of it.

The mission

Why the layer has to exist.

Pensions have a single consolidated view. Insurance has no equivalent of minpension. A household can hold five or six policies with as many insurers, each with its own terms, its own amounts and its own login.

Coverage data has no rails. No party holds the whole picture of what a household is actually protected against. Not the household itself, and not any of the professionals trying to help. Each of them sees their own part.

The consequence is that gaps and duplicated premiums stay invisible. Not because anyone hides them, but because the information is never gathered in one place and read as a whole. That is the problem Forsio is built to solve: collect it with consent, read the actual terms and make the cover legible.

That is why independence is not a posture but the business model. Forsio is paid through a fixed software licence, never commission, and never sells insurance. No party can pay to show up better in an analysis, because there is no mechanism to pay through.

Neutrality

Neutrality is architecture.

Forsio sits as a neutral layer in between. Because we do not sell insurance, there is no incentive to steer the result towards one insurer.

Sources

Connected insurers

Scattered, non-standardised information

Neutral layerForsio

Extraction and analysis

Recipient

Whoever gave consent

Structured, source-referenced material

Neutrality is built in, not a policy.

Supported data sources

  • Trygg-Hansa
  • Folksam
  • If Skadeförsäkring
  • Agria Djurförsäkring
  • Svedea
  • Länsförsäkringar Stockholm
  • ICA Försäkring

Forsio is independent and has no commercial arrangement with any insurer.

The company

Company facts.

Forsio AB

01

Based in

Stockholm
02

Company reg. no.

559573-2941
03

Data held within (AWS Stockholm)

EU
04

Business model

Fixed licence

Want to know more about how we think?

Get in touch and we will talk it through. We reply within three working days.

Forsio is not an insurance intermediary and does not provide insurance advice.