Forsio for companies
Can you sign the contract? Forsio shows what it puts on you.
Upload contracts and policies. Forsio shows what the contract requires, where your cover falls short and what to ask for.
Supply agreementCustomer A and the Supplier
12. Limitation of liability
12.1The Supplier's total liability under the agreement is limited to an amount equal to twelve months' feesa.
12.2The limitation of liability does not apply to a personal data breachb or a breach of confidentiality.
12.3The Supplier shall indemnify the Customer against third-party claims based on infringement of intellectual property rightsc.
aLimit reaches
The cap comes to SEK 600,000. Professional liability is SEK 5,000,000.
bGap
Unlimited liability. The cyber cover is SEK 1,000,000.
cAsk your insurer
Does professional liability cover infringement?
Often the answer is to change the contract, not to buy more insurance.
For every gap, Forsio shows what to ask for in the contract and what to ask your insurer.
Ask for in the contract
12.2The limitation of liability does not apply also applies to a personal data breach and a breach of confidentiality.
Ask your insurer
Does our cyber cover pay damages after a breach on our side? The question follows the contract's own words.
Or take the risk knowingly
You note the decision in Forsio. It stands until you undo it.
Policy scheduleInsurer A
- General liability
- SEK 10,000,000 per claim
- Professional liability
- SEK 5,000,000 per claim
- Cyber
- SEK 1,000,000 per claim
Nothing is met without a page that shows it.
Every requirement is quoted with its page in the contract, and every amount with its page in the policy. What is not there never becomes a yes.
A limit that reaches the cap does not mean everything is insured. The terms decide, and that becomes a question for your insurer.
For companies that sign contracts.
You sign customer contracts.
Customers set requirements on liability, personal data and insurance, especially for IT, consulting and SaaS companies.
You have a loan.
The lender often requires the property to be insured and wants to approve the insurer.
You rent premises.
The lease requires liability insurance, and sometimes that the landlord is co-insured.
Your lender sees the outcome. Never the documents.
Nothing is shared unless you choose to, and you can withdraw a share at any time. Documents are stored encrypted with AWS in Stockholm.
More on how data is handled under Security and in the product privacy policy (Swedish).
Before we meet
A few things to know.
Is Forsio an insurance intermediary?
No. Forsio reads your documents and shows what they state. Forsio does not arrange insurance. What you do with the result is up to you.
How do we get started?
Sign in with BankID and register the company. Forsio checks that you may represent it, then you upload policies and contracts.
Who sees our documents?
Only the members of your company's workspace. A counterparty sees only the outcomes you choose to share, never the documents.
Where is the data processed?
Documents are stored encrypted with AWS in Stockholm and read by an AI model within the EU. Documents with information about someone's health are never read.
Want to see it on one of your own contracts?
We go through one of your contracts with you. You will hear from us within three working days.
Forsio is not an insurance intermediary and does not provide insurance advice.